The Benefits: Mountain Biker
Just because you're off the beaten track doesn't mean that won't come into contact with other trail users. Multi use trails are the future and its great to see walkers, horse riders and cyclists sharing the trail, but accidents can happen. So it's good to know that if you do have a brush with another trail user, or a prang on the way to the trailhead, that our dedicated team of specialist lawyers are there to help.
For the equivalent of just 2GBP per month, Everyday Cycling membership gives you access to a wide range of benefits including cycling insurance, legal advice and discounts on hotels, breakdown cover, travel and retail.
Insurance cover for cycling activities - third party liability insurance is an integral part of the Everyday Cycling membership package that provides members with important insurance cover with an indemnity limit of 10 million GBP and with no 'excess'. Protecting you from the financial consequences of a claim made against you following a cycling accident that was wholly or partly your fault. This essential member benefit covers non-competitive, social, leisure and utility cycling worldwide.
Expert legal claims and advice - Advice is available from experienced personal injury lawyers should you, as the holder of an Everyday Cycling membership, be involved in an accident that is not your fault. Even if you have suffered no personal injury, your case may still be pursued, at no cost to yourself - again ask about this when comparing packages. Over 4.8 million GBP has been recovered in damages in the last two years, at no cost to our members.
Great value benefits - Our benefits include discounts with the AA, Holiday Inn, sports travel and much more. Even more value from your Everyday Cycling Membership. Find out more about Everyday Cycling Membership Affinity Benefits
Becoming a member - Everyday Cycling's parent organisation is British Cycling - the internationally recognised governing body of cycling in Great Britain which represents the interests of everyone who rides their bike for sport and leisure.
By purchasing an Everyday Cycling membership you are becoming a member of British Cycling and will therefore be making an important contribution to the development of the whole of cycling in the UK. In addition, you will have the peace of mind of insurance protection, whether you cycle to work, for fitness or for leisure.
What if...
Q
I clipped a walker when passing too close on a Bridleway
In these circumstances you are liable for any injuries sustained by the third party. A claim made against you will be covered by your liability insurance provided by your EDC membership.
Q
I hit by another cyclist while descending on a trail centre route
You may have a claim against the other cyclist and your EDC membership will provide you with support and assistance to investigate that. The first step will be to ensure that the other cyclist has insurance which would cover your claim or has the financial means to pay for it themselves.
Q
I was on the way to the trailhead and was knocked off my bike by a car on a narrow country lane
This one's a little more challenging and depends on the circumstances and if there is any independent witness evidence to assist. It's probably fair to say that collisions on narrow country lanes often result in some level of shared liability. Often times, on blind bends for example, a motor vehicle is more able to come to a stop before the cyclist can. When this happens the cyclist may be held 100% responsible for the collision and will need to rely on liability insurance provided by EDC membership.
Q
I don't always wear my helmet when riding my bike. What are the implications of not wearing a helmet if I am involved in an incident whilst riding my bike and wish to pursue a claim against a third party ?
British Cycling recommends all cyclists to wear suitable head protection whilst riding their bike. Whilst there is no legal requirement to wear a helmet, if you suffer a head injury as a result of the incident the third party insurer could argue that your compensation should be reduced if you were not wearing a helmet. They are likely to argue for a 25% reduction but this is a matter to be decided by medical evidence.